Prestmit allows you to fund any of your dedicated Naira virtual bank accounts by transferring money to either account from any Nigerian bank.
Once your transfer is received, the funds are automatically credited to your Naira wallet, and you can use your available balance to carry out transactions on the Prestmit platform.
How to Top Up My Naira Wallet
Follow these steps to fund your Naira wallet:
Log in to your Prestmit account via the mobile app or website.
On the home screen, click on Add Funds directly, or select Naira Wallet, then tap Add funds.
Your two dedicated Naira virtual bank accounts will be displayed, tagged as Account 1 or Account 2.
Copy the account number you intend to use for funding your wallet
Review the applicable terms of use carefully.
Proceed to transfer funds to your selected virtual account from any Nigerian bank.
Once your transfer is received, your Naira wallet will be credited automatically, and you can proceed with your transactions on Prestmit.
Frequently asked questions:
How long does a top-up take to reflect?
Most top-ups reflect within a few minutes. Timing depends on your bank's transfer speed. If your wallet has not been credited after 30 minutes, contact support via in-app live chat with your transfer receipt and session ID or transfer reference.
What is the minimum and maximum amount I can top up? There is no minimum. Top-ups above ₦300,000 may be flagged for an additional compliance review before being credited.
What is the fee for topping up?
A fee of 2% is charged on every top-up.
Can I fund my Cedis and USD wallets?
Currently, direct wallet funding is available for the Naira wallet only. You cannot top up your Cedis or USD wallet directly at this time.
Can I top up from someone else's bank account?
It is strongly advised to only top up from a bank account linked to your BVN. Transfers from a different account may be flagged and held for review. Your top-up account could be deactivated if this happens repeatedly.
I haven't received my top-up — what do I do?
Check that you transferred to the correct account number. If the account number was correct and the funds still haven't arrived after 30 minutes, reach out to support via in-app live chat or email help@prestmit.com with your transfer receipt, session ID or transfer reference.