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How to Withdraw Funds From Prestmit to Your Bank Account

How to add or manage a bank account and withdraw funds from your Prestmit Naira or Cedis wallet.

Withdrawals send funds from your Prestmit wallet to your bank account. Naira withdrawals go to Nigerian bank accounts; Cedis withdrawals go to Ghanaian bank accounts.

Watch the quick video below for a step-by-step walkthrough, or follow the written instructions underneath.

Step 1: Set up your bank account

You need a saved bank account before you can withdraw. If you have already added one, skip to Step 2.

  1. Go to Wallets and tap Naira Wallet or Cedis Wallet.

  2. Tap Bank Account.

  3. Tap the plus (+) icon to add a bank account.

  4. Enter your account number, select your bank name and confirm the account name.

  5. Tap Save Bank Account.

Please Note: You can save a maximum of 5 bank accounts at once.

Step 2: Withdraw Funds

You can withdraw using either of the following methods:

Option 1: From your Wallet

  1. Go to Wallets and select your Naira Wallet or Cedis Wallet.

  2. Tap Withdraw to Bank Account.

  3. Enter the amount you want to withdraw.

  4. Select the bank account to receive the funds.

  5. Enter your transaction PIN and confirm.

Option 2: From the Homepage

  1. On the homepage, select your preferred wallet (Naira or Cedis).

  2. Tap Withdraw to Bank Account..

  3. Follow the same withdrawal steps outlined in Option 1 from Step 3.

Withdrawals typically reflect in your bank account within minutes.

How to delete a bank account

If you have reached the limit for saved bank accounts, you will need to remove an existing account before adding a new one. Follow these steps:

  1. Go to Wallets > Naira Wallet or Cedis Wallet > Bank Account.

  2. Tap the account you want to remove.

  3. Tap Delete Bank and confirm.

Please Note: You cannot delete a bank account set as the destination for Auto-Withdrawal. Disable Auto-Withdrawal first, then delete the account.

A ₦50 fee applies to every Naira withdrawal, see Withdrawal Fees on Prestmit for details.


Want your withdrawals processed automatically after every transaction? See How Auto-Withdrawal Works on Prestmit.

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